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This disclosure statement provides important information about Tang Chris LI as your financial adviser. It explains our services, scope of advice, remuneration, conflicts of interest, privacy, complaints process, and other information required to help you make an informed decision about engaging us.
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I am a Financial Adviser. I give advice on behalf of a Financial Advice Provider. My details are set out below.
| Full Name: | Tang LI |
|---|---|
| Address: | 2-11 Leslie Hills Drive, Riccarton, Christchurch, 8011, New Zealand |
| Phone: | 021 214 1865 |
| Email: | [email protected] |
| FSPR: | FSP1010692 |
| Financial Advice Provider: | New Zealand Pathfinder Limited |
|---|---|
| Trading as: | NZ-Pathfinder Financial Services |
| FSPR #: | FSP743974 |
| Address: | 2-11 Leslie Hills Drive, Riccarton, Christchurch, 8011, New Zealand |
| Phone: | 03 385 8197 |
| Email: | [email protected] |
| Website: | www.nzpf.co.nz |
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I operate under a current licence issued by the Financial Markets Authority in the name of: New Zealand Pathfinder Limited, FSPR Number: FSP743974.
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Tang Chris LI, New Zealand Pathfinder Ltd
I will provide you with financial advice in relation to your personal insurances ( Life and Health).
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I can help you with other services through my referral partners
I can also refer you to Allied Financial Advisors, Blanket and Howden for specialty asset insurance (including pleasure craft, motorbikes, specialty vehicles, and caravans), liability insurance (public, employers, and statutory liability), as well as other business insurance solutions such as professional indemnity, material damage, business interruption, and cyber insurance.
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In most cases you will not pay a fee for our financial advice.
Where we arrange an insurance product on your behalf, we are ordinarily remunerated by the insurer or product provider by way of brokerage or commission, paid out of the premium at no additional cost to you.
A fee may be charged where the services you request fall outside the agreed nature and scope of our advice. For example, to service or review an additional policy or contract not originally issued through our company; for specialist valuation or risk work; or where no brokerage or commission is payable to us.
Any such fee is calculated based on the time we spend on the additional work or service you have requested, or the additional expenses incurred through the market. This is charged at our standard rate of $300 per hour plus additional expenses.
Where a fee applies, we will notify you in advance, explain the nature of the work and cost, confirm the amount of the fee or our estimate of it, and obtain your approval before any work commences. No fee will be charged without your prior agreement.
Separately from our remuneration, certain amounts are payable by you to other parties in relation to your cover. These include GST, any policy or administration fee charged by the insurer, and costs from other providers, including other brokers. These amounts are set by those parties rather than by us, and will be itemised in the invoice and documentation we provide to you.
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I always put your interests ahead of my own. I follow a documented advice process, so every recommendation I make is based on your objectives, needs and circumstances — not on what suits me or any provider. I have business relationships with the insurers and product providers I work with, and I may receive commission from them, or support for conferences and professional development. I manage this by keeping my advice anchored to your goals and circumstances, giving priority to your interests, relying on independent research, and recording any actual or potential conflict in a conflicts of interest register so it is identified and properly managed. I also complete annual training on identifying and managing conflicts of interest.
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I will collect personal information in accordance with my Privacy Policy. I regard client confidentiality as of paramount importance. I will not disclose any confidential information obtained from or about you to any other person, except in accordance with my Privacy Policy. The platform I use is secure and run on ZOHO web Services.
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If you are not satisfied with our financial advice service you can make a complaint by emailing [email protected], or by calling: 03 385 8197. You can also write to us at: PO Box 5586, Papanui, Christchurch 8542.
When we receive a complaint, we will consider it following our internal complaints process:
If we can't resolve your complaint, or you aren't satisfied with the way we propose to do so, you can contact Financial Services Complaints Limited (FSCL) - A Financial Ombudsman Service
Financial Services Complaints Limited (FSCL) - A Financial Ombudsman Service provides a free, independent dispute resolution service that may help investigate or resolve your complaint, if we haven't been able to resolve your complaint to your satisfaction.
You can contact Financial Services Complaints Limited (FSCL) - A Financial Ombudsman Service
0800 347 257
PO Box 5967 Wellington 6140
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Tang Chris LI, New Zealand Pathfinder Limited
The information I have discussed with you is available in writing. Please let me know if you wish to have a written copy.
Document date: 08/09/2026
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